Software

Installment Sales Management Software

Plans, schedules, guarantors, collections, reminders and receipts for installment and lease businesses.

Overview

Installment businesses live or die by their collections. When plans, due dates and payments are tracked in registers, late payments slip through and disputes are hard to settle.

Our installment management software keeps every account, schedule and payment in one place. Your staff can see who is due today, record collections with printed receipts, and send reminders — while you see the full picture of outstanding balances across branches.

Business problems this solves

  • Missed or late installments go unnoticed
  • Disputes about how much a customer has paid
  • Guarantor and document records are scattered
  • Collectors' cash is hard to reconcile
  • No clear view of total recovery and outstanding balance

Features we can build for you

  • Flexible plans (3, 6, 12 months or custom) with down payment and markup
  • Automatic payment schedules with due dates
  • Customer and guarantor profiles with CNIC and document records
  • Collection entry with printed or digital receipts
  • Overdue lists and daily recovery sheets for collectors
  • Reminder messages via SMS gateway or WhatsApp (where configured)
  • Committee / savings-scheme management
  • Branch-wise recovery, outstanding and profit reports
  • Role-based access for admin and branch staff
  • Backup and restore

Every system is built to your requirements. We confirm the exact feature list in writing before development starts.

Who it is for

  • Installment and lease companies
  • Motorcycle, electronics and furniture dealers selling on installments
  • Committee (BC) and savings-scheme operators
  • Micro-finance style businesses

Deployment options

  • Desktop application for Windows that works offline
  • Web-based system you can open from any browser
  • Cloud-hosted with automatic backups
  • On your own server or computer network

Implementation process

  1. 1Discovery call to understand your workflow
  2. 2Written scope, timeline and quotation
  3. 3Design approval of key screens
  4. 4Development in stages with regular demos
  5. 5Testing with your real data
  6. 6Installation, data import and staff training
  7. 7Optional support and maintenance plan

Frequently asked questions

Can it handle committee (BC) schemes as well as installments?
Yes. Committee members, monthly contributions, draws and payouts can be managed alongside installment accounts. We configure the rules to match your scheme.
Can customers receive automatic reminders?
Reminders can be sent through an SMS gateway or the WhatsApp Business API once you have an account with the provider. Provider charges are separate.

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Let's Build Your Business Solution

Tell us about your business and what you want to improve. We will reply with honest advice and a clear, written quotation.